AdvertorialTHINGS TO THINK ABOUT'How can I save for my child'scollege education?"his is a very broad question that's dif-ficult to answer without knowing yoursional financial planner ortax advisor to determinethe best option for yourindividual situation. The option(s) youchoose will depend on a number of factorsparticular situation.sal truth: You should startsaving for your child's col-Your need for strategies with taxadvantages (some investments andsavings vehicles offer special taxadvantages if the money is used topay college expenses)The number of years you have toYet there is one univerMikeGrahan, CFPlege education as earlyas possible, preferablywith regular monthlycontributions that increase over timeThe amount of money you haveavailable to investYour income (some savings vehiclesexclude parents above certainincome limits)Your willingness to put funds in yourchild's nameYour risk toleranceYour expectation of qualifying forfinancial aidinvestwithiga.comisonly a couple ofyears away from college?program so much as it will be on whatBut what if your childYour emphasis then won't be on a savingsassets, if any, you might use for college expenses. Do you have retirement accounts?A cash value life insurance policy? Homeequity? These are all sources of potentialfundsSome options include 529 plans,Coverdell education savings accounts,custodial accounts, US. savings bonds,brokerage accounts (stocks, bonds, mufunds, ETFs etc.), and bank savings acSource: O 2019 Broadridge Investor Cornmunication Solutions, Inc. All rights reserved. Usedwith permission. Article provided by MidwesternSeurities Trading Company, LICfor Mike Gnaham, CFP, and the John Graham &AssociatesWealth Management Team. The teamcanbecounts.eached at 309-699-6608.It may be helpful to consult a profesNow hiring future financial advisors1-Day Interview EventWednesday, May 22235 Everett St., E. PeoriaJust call 699-6608or email Justin atjmikenas@midwestensecurities.comto schedule your 30-minuteinterview today!We are looking for:Outstanding professionalswanting more opportunity forcareer growthOutgoing "people-persons"who genuinely care about othersand get satisfaction from helpingothers achieve their goalsFor our exclusive fastTrackadvisor training program!nfomation provided by Registered Representatives of Midwestem Secuidies Troding Company, LIC (MSTneter f nor kgol advice nvetors should speak to ther tprofessionals for specific information regading theiriniviul sa situations Securities, Insusance and investmentAdvisory Services are offered though Midwestem Secunities Trading Company LIC Member FIRA/SIPC MSTC and GA are arfiliate Advertorial THINGS TO THINK ABOUT 'How can I save for my child's college education?" his is a very broad question that's dif- ficult to answer without knowing your sional financial planner or tax advisor to determine the best option for your individual situation. The option(s) you choose will depend on a number of factors particular situation. sal truth: You should start saving for your child's col- Your need for strategies with tax advantages (some investments and savings vehicles offer special tax advantages if the money is used to pay college expenses) The number of years you have to Yet there is one univer Mike Grahan, CFP lege education as early as possible, preferably with regular monthly contributions that in crease over time The amount of money you have available to invest Your income ( some savings vehicles exclude parents above certain income limits) Your willingness to put funds in your child's name Your risk tolerance Your expectation of qualifying for financial aid investwithiga.com isonly a couple ofyears away from college ? program so much as it will be on what But what if your child Your emphasis then won't be on a savings assets, if any, you might use for college ex penses. Do you have retirement accounts? A cash value life insurance policy? Home equity? These are all sources of potential funds Some options include 529 plans, Coverdell education savings accounts, custodial accounts, US. savings bonds, brokerage accounts (stocks, bonds, mu funds, ETFs etc.), and bank savings ac Source : O 2019 Broadridge Investor Cornmuni cation Solutions, Inc. All rights reserved. Used with permission. Article provided by Midwestern Seurities Trading Company, LICfor Mike Gna ham, CFP, and the John Graham &Associates Wealth Management Team. The teamcanbe counts. eached at 309-699-6608. It may be helpful to consult a profes Now hiring future financial advisors 1-Day Interview Event Wednesday, May 22 235 Everett St., E. Peoria Just call 699-6608 or email Justin at jmikenas@midwestensecurities.com to schedule your 30-minute interview today! We are looking for: Outstanding professionals wanting more opportunity for career growth Outgoing "people-persons" who genuinely care about others and get satisfaction from helping others achieve their goals For our exclusive fastTrack advisor training program! nfomation provided by Registered Representatives of Midwestem Secuidies Troding Company, LIC (MSTneter f nor kgol advice nve tors should speak to ther tprofessionals for specific information regading theiriniviul sa situations Securities, Insusance and investment Advisory Services are offered though Midwestem Secunities Trading Company LIC Member FIRA/SIPC MSTC and GA are arfiliate

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Advertorial THINGS TO THINK ABOUT 'How can I save for my child's college education?" his is a very broad question that's dif- ficult to answer without knowing your sional financial planner or tax advisor to determine the best option for your individual situation. The option(s) you choose will depend on a number of factors particular situation. sal truth: You should start saving for your child's col- Your need for strategies with tax advantages (some investments and savings vehicles offer special tax advantages if the money is used to pay college expenses) The number of years you have to Yet there is one univer Mike Grahan, CFP lege education as early as possible, preferably with regular monthly contributions that in crease over time The amount of money you have available to invest Your income (some savings vehicles exclude parents above certain income limits) Your willingness to put funds in your child's name Your risk tolerance Your expectation of qualifying for financial aid investwithiga.com isonly a couple ofyears away from college? program so much as it will be on what But what if your child Your emphasis then won't be on a savings assets, if any, you might use for college ex penses. Do you have retirement accounts? A cash value life insurance policy? Home equity? These are all sources of potential funds Some options include 529 plans, Coverdell education savings accounts, custodial accounts, US. savings bonds, brokerage accounts (stocks, bonds, mu funds, ETFs etc.), and bank savings ac Source: O 2019 Broadridge Investor Cornmuni cation Solutions, Inc. All rights reserved. Used with permission. Article provided by Midwestern Seurities Trading Company, LICfor Mike Gna ham, CFP, and the John Graham &Associates Wealth Management Team. The teamcanbe counts. eached at 309-699-6608. It may be helpful to consult a profes Now hiring future financial advisors 1-Day Interview Event Wednesday, May 22 235 Everett St., E. Peoria Just call 699-6608 or email Justin at jmikenas@midwestensecurities.com to schedule your 30-minute interview today! We are looking for: Outstanding professionals wanting more opportunity for career growth Outgoing "people-persons" who genuinely care about others and get satisfaction from helping others achieve their goals For our exclusive fastTrack advisor training program! nfomation provided by Registered Representatives of Midwestem Secuidies Troding Company, LIC (MSTneter f nor kgol advice nve tors should speak to ther tprofessionals for specific information regading theiriniviul sa situations Securities, Insusance and investment Advisory Services are offered though Midwestem Secunities Trading Company LIC Member FIRA/SIPC MSTC and GA are arfiliate Advertorial THINGS TO THINK ABOUT 'How can I save for my child's college education?" his is a very broad question that's dif- ficult to answer without knowing your sional financial planner or tax advisor to determine the best option for your individual situation. The option(s) you choose will depend on a number of factors particular situation. sal truth: You should start saving for your child's col- Your need for strategies with tax advantages (some investments and savings vehicles offer special tax advantages if the money is used to pay college expenses) The number of years you have to Yet there is one univer Mike Grahan, CFP lege education as early as possible, preferably with regular monthly contributions that in crease over time The amount of money you have available to invest Your income ( some savings vehicles exclude parents above certain income limits) Your willingness to put funds in your child's name Your risk tolerance Your expectation of qualifying for financial aid investwithiga.com isonly a couple ofyears away from college ? program so much as it will be on what But what if your child Your emphasis then won't be on a savings assets, if any, you might use for college ex penses. Do you have retirement accounts? A cash value life insurance policy? Home equity? These are all sources of potential funds Some options include 529 plans, Coverdell education savings accounts, custodial accounts, US. savings bonds, brokerage accounts (stocks, bonds, mu funds, ETFs etc.), and bank savings ac Source : O 2019 Broadridge Investor Cornmuni cation Solutions, Inc. All rights reserved. Used with permission. Article provided by Midwestern Seurities Trading Company, LICfor Mike Gna ham, CFP, and the John Graham &Associates Wealth Management Team. The teamcanbe counts. eached at 309-699-6608. It may be helpful to consult a profes Now hiring future financial advisors 1-Day Interview Event Wednesday, May 22 235 Everett St., E. Peoria Just call 699-6608 or email Justin at jmikenas@midwestensecurities.com to schedule your 30-minute interview today! We are looking for: Outstanding professionals wanting more opportunity for career growth Outgoing "people-persons" who genuinely care about others and get satisfaction from helping others achieve their goals For our exclusive fastTrack advisor training program! nfomation provided by Registered Representatives of Midwestem Secuidies Troding Company, LIC (MSTneter f nor kgol advice nve tors should speak to ther tprofessionals for specific information regading theiriniviul sa situations Securities, Insusance and investment Advisory Services are offered though Midwestem Secunities Trading Company LIC Member FIRA/SIPC MSTC and GA are arfiliate

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